Retirement Planning, Part 3: Income Strategies: Annuities

A very common question I receive is “what’s your opinion of annuities?”  The person is always looking for either a “yes, they’re good” or “no, don’t use them” type of answer but in financial planning general advice is always bad advice.  My response is always “they’re a way to generate guaranteed income.”  Then the person…

Retirement Planning – Part 1: Saving & Investing

This is the first post of a new series I’ll be writing on retirement planning, covering everything from saving for retirement to some of the best retirement strategies I’m using today with clients.  There’s a saying in financial planning that the answer to every question is always “it depends” because everyone’s situation is different.  And…