The Difference between Individual Bonds & Bond Funds

I received a question after my last post regarding bonds and just to clarify, I was referring to owning individual bonds.  The person that asked the question, like many investors, has exposure to bonds in his portfolio via bond funds which can be a mutual fund, exchange traded fund (ETF) or closed-end fund, so I…

Retirement Planning – Part 1: Saving & Investing

This is the first post of a new series I’ll be writing on retirement planning, covering everything from saving for retirement to some of the best retirement strategies I’m using today with clients.  There’s a saying in financial planning that the answer to every question is always “it depends” because everyone’s situation is different.  And…