Recent Portfolio Updates

European Stocks European stocks and US stocks typically move with a fairly high correlation but they’ve diverged quite a bit over the past 3 years as both the euro currency and British pound have depreciated significantly against the US dollar.  I’m thinking we’ll likely see this gap close over the next year so I started…

Chart of the Week: Valuations and Forward Returns

Price is what you pay.  Value is what you get. -Warren Buffett Here’s a chart showing the relationship between the S&P 500’s Price-to-Earnings (P/E) ratio and annualized returns over the next 2 years.  It simply shows that your expected return is high when you buy something cheap, and low when you buy something expensive.  On…

Chain Reaction: Dominoes 3 & 4

Well that didn’t take long.  On Thursday afternoon France’s President, Francois Hollande, announced that he will not be seeking re-election.  Could it be from his approval rating of less than 10%?  Then the Italians voted against the reformation of their constitution in yesterday’s referendum, leading their Prime Minister, Matteo Renzi, to step down after just…

The Challenges Ahead for Long-Term Investors

I suppose this is my annual warning to long-term investors to tread carefully in the investment markets.  2016 has been a year of rotations with the net composite of a balanced portfolio not moving a whole lot (i.e. things that did well in the first half of the year have done poorly during the second half,…

How Systematic Investment Management Can Improve Returns

I made the decision this week to switch half of our Income Allocation within portfolios to a systematic management system.  As I mentioned last week, I’m not totally sold that interest rates have bottomed but there’s a strong chance that they have, marking the end of the 35 year bull market in bonds.  If rates…

Impact of the Presidential Election: The 2nd Domino has Fallen

I know this was a very emotional election so, as always, I preface this post by saying that my comments are purely from an objective point of view regarding the impact on the economy and investment markets.  I realize there are many other very important social ramifications beyond just finance but I’ll leave those topics…